Whether you live East River or West River, you can get the car you need with a South Dakota Bankruptcy Car Loan. You don't have to work for Citibank to get a loan; in fact, traditional lenders don't like giving loans to people with dented and scratched credit. However, there are options available to you when you're looking for bankruptcy car financing in Sioux Falls, Pierre or Rapid City.

Where to Turn for a Bankruptcy Car Loan

Knowing where to turn for a bankruptcy car loan isn't easy. Many people are afraid that they'll be turned down, so they buy from a private seller or a Buy Here Pay Here car lot. While these options will solve your transportation issues, you may not get the quality car that you need.

These days the best place to get a loan is through bankruptcy auto finance companies, such as BankruptcyAutoFinancing.com. Our network of lenders is experienced in getting people a car loan after Chapter 7, and even during Chapter 13 bankruptcy. By filling out our easy online application, you could be driving a new-to-you car the same day if your bankruptcy is complete.

Getting the Vehicle You Need

Once you're pre-approved, getting the vehicle you need is simple. We'll set you up with a local dealer that accepts bankruptcy, so you can find the perfect vehicle. Whether you're looking for a minivan to haul kids, a truck to haul farm equipment, or just a car to haul groceries, our dealers have what you're looking for.

We recommend buying a recent model used vehicle with fewer than 60,000 miles on it. Used Vehicles lose their value slower than new vehicles. We also suggest that you either put a down payment of 15-20% on it, or take out a loan of 48 months or less. This allows you to build equity, so that you can trade it in for something better with lower interest rates as your credit score improves.

Remember, we are not lawyers and cannot give legal advice. The situations discussed are only our experiences over the years and may vary with each customer.