
In 2005 the government passed the BAPCPA which made the current bankruptcy laws stricter, and created a means test which debtors must past in order to file for chapter 7 bankruptcy.
Continue ReadingIn 2005 the government passed the BAPCPA which made the current bankruptcy laws stricter, and created a means test which debtors must past in order to file for chapter 7 bankruptcy.
Continue ReadingOnce your Chapter 7 bankruptcy is discharged, it's important to avoid making the same financial mistakes.
Continue ReadingLiving in New Jersey and looking into filing a chapter 7 bankruptcy, but fear you may not be eligible?
Continue ReadingIf you have filed for a Missouri bankruptcy and looking to get a new line of credit by ways of a bankruptcy auto loan to rebuild your credit, we can help you.
Continue ReadingIf you are filing bankruptcy, you may be confused about the differences between Chapter 7 and Chapter 13. Which one is better for you? Here we will discuss the differences, and what they mean for you when it comes to bad credit auto loans.
Continue ReadingMany people ask us, "If I am in an open chapter 7 and need a car loan, are there any lenders who will work with me?" In most cases, the answer is no, because the bankruptcy court won't allow you to incur new debt during this time. However, that doesn't mean that you can't take the steps necessary to obtain a loan once your bankruptcy is discharged.
Continue ReadingIf you finance or lease a car, and you file chapter 7 bankruptcy, you will need to decide whether to keep it or voluntarily surrender it and discharge the debt. Depending on your exact situation, this may not be an easy decision. Knowing the benefits and consequences can help make your decision easier.
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